Receipt automation
Employee pays → push notification → scan receipt in app → OCR reads amount, VAT, merchant → receipt matched to transaction. Or with ReceiptHero: receipt attaches automatically, zero action required.
Accounting integration
Expenses export directly to Netvisor, Procountor, Fortnox, NetSuite, or 23 other systems. Complete vouchers with receipts, VAT codes, cost centres, and correct account mapping. One click, not one afternoon.
Everything in one place
Cards, receipt scanning, expense categorisation, travel claims (per diem and mileage), subscription management, approval workflows, and accounting export — one app, one export. Not five systems glued together with spreadsheets.
Visibility and control
Admin sets per-card spending limits, sees expenses as they happen, and freezes cards instantly. No waiting for monthly statements to discover problems.
Feature | Zevoy | OP / Nordea / Eurocard |
|---|---|---|
Card payments | ✅ Visa | ✅ Visa / Mastercard |
Receipt scanning | ✅ OCR in app | ❌ |
Automatic receipt matching | ✅ ReceiptHero | ❌ |
Expense categorisation | ✅ AI-suggested | ❌ Manual |
VAT code mapping | ✅ Per category | ❌ |
Accounting integration | ✅ 27 systems (API + template) | ⚠️ SFTP to some systems |
Real-time expense visibility | ✅ | ❌ Monthly statement |
Spending limits per card | ✅ Admin-controlled | ⚠️ Limited |
Virtual cards | ✅ Instant | ❌ |
Subscription cards | ✅ Dedicated card per service | ❌ |
Travel expenses (per diem, mileage) | ✅ | ❌ |
Expense claims | ✅ | ❌ |
Approval workflows | ✅ Multi-tier | ❌ |
Export to bookkeeping | ✅ One-click | ❌ Manual data entry |
A card. Transactions appear on a monthly statement. That's the service.
Collect receipts from every employee — chase them via email, Slack, or walking to their desk
Match receipts to transactions — manually, often weeks after the purchase
Categorise expenses — manually assign account numbers and VAT codes
Enter data into your accounting system — type it in or build a spreadsheet
Handle travel expenses separately — per diem and mileage in a different system or on paper
Manage subscriptions — no visibility into which SaaS tools are charging what
For a company with 20 cardholders, the manual process typically means 5–10 hours per month of admin and bookkeeper time just on expense handling. That's time spent on data entry, not financial oversight.
Can I keep my existing bank relationship?
Yes. Zevoy doesn't replace your bank account — it replaces your bank's corporate cards with smart cards that automate the expense process. Your bank account, business loans, and other banking services stay as they are.
How do Zevoy cards compare to bank cards for payments?
Zevoy cards are Visa Business cards, accepted everywhere Visa is accepted. They work with Apple Pay and Google Pay. The payment experience is identical — the difference is what happens after the payment.
What about SFTP connections from my bank?
Some banks offer SFTP connections to accounting systems like Bezala. These transfer transaction data with a 1–2 day delay and don't include receipts, categories, or VAT codes. Zevoy's API integrations push complete, categorised expense data with receipts attached.
Is switching complicated?
No. Zevoy's onboarding takes about 30 minutes with our Customer Success team. Physical cards arrive in 5–7 business days. Virtual cards are available instantly. You can run both systems in parallel during transition.
What does Zevoy cost compared to a bank card?
Bank corporate cards typically charge per-transaction fees or annual card fees. Zevoy uses fixed monthly pricing. For most companies, the time saved on manual expense handling far outweighs the subscription cost.
OP Corporate Gold, Nordea First Card, and Eurocard Corporate handle payments. That's where they stop. Everything after the purchase — receipts, categorisation, VAT, bookkeeping — is still manual. Zevoy automates the entire chain.
Zevoy Aktiebolag
Eteläesplanadi 24 A
00130 Helsinki
Finland
Business ID: 3147751-4
Zevoy is a fintech company founded in 2020. Zevoy Aktiebolag is a Finnish electronic money institution regulated and authorized by the Finnish Financial Supervisory Authority. The company cards are issued by Zevoy Aktiebolag under a license from Visa Europe Limited. Our HQ is in Helsinki, Finland and in addition to our home market we also serve Sweden, Norway, Denmark, Germany, France, Belgium, The Netherlands, Spain, Portugal, Estonia, Lithuania and Latvia.