Five accounting integrations — if you use Talenom, Fennoa, Heeros, Fivaldi, Lemonsoft, Visma L7, or other smaller Finnish systems, Bezala doesn't connect directly
No ReceiptHero — receipts must be scanned manually or photographed
No subscription management — no dedicated cards per SaaS service for spend control
White-labeled card — the Bezala Card is issued by Pliant under the hood, adding a layer between you and the card issuer
Per-user pricing — at €10.50/active user/month, costs scale linearly with team size
Third-party card data via SFTP — while the Bezala Card has real-time data, companies using AirPlus, First Card, or Danske Bank cards through Bezala still face SFTP-based delays
Feature | Zevoy | Bezala |
|---|---|---|
Own corporate cards | ✅ Visa | ✅ Bezala Card (Visa Platinum, via Pliant) |
Physical + virtual cards | ✅ | ✅ |
Receipt scanning (OCR) | ✅ | ✅ With AI categorization |
Real-time card data | ✅ Native | ✅ For Bezala Card; SFTP for third-party cards |
ReceiptHero (automatic digital receipts) | ✅ | ❌ |
Accounting integrations | ✅ 27 systems | ✅ 5 systems (Netvisor, NetSuite, Procountor, Business Central, Fortnox) |
Travel expenses (per diem) | ✅ | ✅ Mature feature |
Mileage claims | ✅ | ✅ |
Subscription management | ✅ Dedicated card per SaaS | ❌ |
Approval workflows | ✅ Multi-tier | ✅ |
Third-party card integrations | — | ✅ AirPlus, First Card, Danske Bank, Pliant, Zevoy |
Pricing | Fixed monthly | €10.50/active user/month |
Bezala connects to five accounting systems: Netvisor, NetSuite, Procountor, Business Central, and Fortnox. That covers the biggest platforms, but leaves gaps. Zevoy integrates with 27 systems — including Talenom, Fennoa, Heeros, Fivaldi, Lemonsoft, Visma L7, and many others common in Finnish and Swedish businesses. If your accounting system isn't one of the top five, Zevoy is far more likely to support it natively.
Zevoy integrates with ReceiptHero, which delivers digital receipts automatically from participating merchants. No scanning needed — the receipt arrives matched to the card transaction. Bezala doesn't offer ReceiptHero integration.
Zevoy lets you assign a dedicated virtual card to each SaaS subscription. This gives you per-service spend visibility and instant cancellation by freezing the card. Bezala doesn't offer subscription management.
Does Bezala have its own corporate cards?
Yes. Bezala launched the Bezala Card — a Visa Platinum Business card available as physical and virtual, with both prepaid and credit options. The card is issued by Pliant under the hood. For Bezala Card transactions, data is available in real-time. Bezala also integrates with third-party cards (AirPlus, First Card, Danske Bank, Pliant, Zevoy), where data arrives via SFTP.
Is Bezala better for travel expenses?
Bezala has a mature travel expense feature set — it started as a travel expense tool and per diem, mileage, and approval workflows are well-developed. Zevoy also supports per diem and mileage natively for Finland and Sweden. The difference is that Zevoy combines these with broader accounting integrations, ReceiptHero, and subscription management.
Can I switch from Bezala to Zevoy?
Yes. Zevoy covers travel expenses (per diem and mileage), corporate cards, and accounting integrations. If your accounting system is one of the 22 systems Zevoy supports that Bezala doesn't, switching eliminates a manual export step. Our onboarding team helps with the transition.
Bezala lists Zevoy as a card partner — what does that mean?
Bezala can receive transaction data from Zevoy cards via SFTP integration. Some companies use Zevoy cards with Bezala's expense management. But this means running two platforms and paying for both. Zevoy's own expense management makes this unnecessary for most companies.
Does Zevoy support more accounting systems than Bezala?
Yes. Zevoy integrates with 27 systems including Talenom, Fennoa, Heeros, Fivaldi, Lemonsoft, and Visma L7. Bezala connects to five: Netvisor, NetSuite, Procountor, Business Central, and Fortnox.
Both Zevoy and Bezala offer corporate Visa cards and expense management. The difference is in the details: integration breadth, automatic digital receipts, subscription management, and pricing model. Here's an honest comparison.
Zevoy Aktiebolag
Eteläesplanadi 24 A
00130 Helsinki
Finland
Business ID: 3147751-4
Zevoy is a fintech company founded in 2020. Zevoy Aktiebolag is a Finnish electronic money institution regulated and authorized by the Finnish Financial Supervisory Authority. The company cards are issued by Zevoy Aktiebolag under a license from Visa Europe Limited. Our HQ is in Helsinki, Finland and in addition to our home market we also serve Sweden, Norway, Denmark, Germany, France, Belgium, The Netherlands, Spain, Portugal, Estonia, Lithuania and Latvia.