Your company uses a Finnish accounting system beyond Procountor or Netvisor (Talenom, Fennoa, Heeros, Fivaldi, Lemonsoft, Visma L7, or others)
You need verified Finnish per diem (päivärahat) with automatic rate calculation, trip legs, and meal deductions
You want ReceiptHero auto-receipts to eliminate manual receipt capture
You need dedicated subscription cards for SaaS spend management
You prefer fixed monthly pricing that doesn't scale with headcount
Your tilitoimisto works with niche Finnish accounting software
You operate across Finland and Sweden and need both päivärahat and traktamente in one platform
You want 30-minute onboarding instead of a lengthy implementation process
Feature | Zevoy | Mynt |
|---|---|---|
Corporate cards | ✅ Own Visa cards (physical + virtual) | ✅ Own Visa cards |
Subscription cards | ✅ Dedicated virtual card per SaaS service | ⚠️ Not confirmed |
Receipt scanning (OCR) | ✅ | ✅ |
ReceiptHero auto-receipts | ✅ Automatic digital receipts | ❌ |
Per diem (Finland) | ✅ Automatic rate calculation, multi-leg trips, meal deductions | ⚠️ Advertised, detail level unclear |
Per diem (Sweden — traktamente) | ✅ Skatteverket rules built-in | ✅ |
Mileage claims (Finland + Sweden) | ✅ Auto-calculated | ✅ Automatic calculation |
Netvisor integration | ✅ Direct API | ✅ |
Procountor integration | ✅ Direct API | ✅ |
Fortnox integration | ✅ Direct API | ✅ Direct API |
Business Central integration | ✅ Direct API | ✅ |
NetSuite integration | ✅ Direct API | ❌ |
Talenom support | ✅ Dedicated template | ❌ |
Fennoa support | ✅ Dedicated template | ❌ |
Heeros support | ✅ Dedicated template | ❌ |
Fivaldi support | ✅ Dedicated template | ❌ |
Lemonsoft support | ✅ Dedicated template | ⚠️ May be supported via CSV/SIE |
Visma L7 support | ✅ Dedicated template | ❌ |
Total accounting systems | 27 | ~12 direct + CSV/SIE fallback |
Swedish representation VAT | ✅ Built-in (representationsmoms) | ⚠️ Not confirmed |
Real-time card-to-accounting | ✅ API-based, real-time | ⚠️ Varies by system |
Pricing model | Fixed monthly (not per-user) | ⚠️ Not publicly disclosed |
Onboarding time | 30 minutes | Not specified |
Mynt covers a solid set of Nordic accounting systems — Fortnox, Visma SPCS, Business Central, Spiris, Björn Lundén, Setly, Kleer, Visma Net, Tripletex, PowerOffice Go, Procountor, and Netvisor — plus CSV/SIE for others. That's a reasonable baseline across Sweden, Norway, and Finland's largest platforms. But for Finnish companies using niche systems, the gap is still significant. Finnish tilitoimistot use dozens of systems that Mynt doesn't cover: Talenom, Fennoa, Heeros, Fivaldi, Visma L7, Netbaron, Efina, EmCe, Oscar, Maestro, and more. Zevoy supports all of them through dedicated export templates — 27 accounting systems in total, with particular depth in the Finnish niche systems and direct API connections that go beyond file-based exports.
Zevoy's Finnish per diem module handles automatic rate calculation per Finnish tax authority rules, multi-country trip legs with per-leg rates, meal deductions, and part-day calculations. This is not a bolt-on feature — it's built into the expense workflow. For companies with travelling employees, per diem compliance is a daily operational need, not a nice-to-have. Mynt advertises automatic per diem calculations, but the depth of Finnish-specific features (multi-leg trips, meal deductions, part-day rules) is not detailed on their site.
Zevoy cards are automatically enrolled in ReceiptHero. When an employee pays at a participating merchant, the digital receipt attaches to the expense instantly — no photo, no upload, no manual action. This eliminates the most common expense management pain point: chasing employees for missing receipts. Mynt does not offer ReceiptHero integration.
How does Zevoy compare to Mynt on accounting integrations?
Zevoy supports 27 accounting systems through direct API connections and dedicated export templates. Mynt supports approximately 12 systems (including Fortnox, Visma SPCS, Business Central, Procountor, Netvisor, and several others) plus CSV/SIE fallback. Both cover the major Nordic platforms, but Zevoy additionally supports 12+ Finnish niche systems like Talenom, Fennoa, Heeros, Fivaldi, and Visma L7 through dedicated templates — systems where Mynt has no specific integration.
Does Mynt support Finnish per diem (päivärahat)?
Mynt advertises automatic per diem and mileage calculations. Zevoy offers mature Finnish per diem with automatic rate calculation, multi-country trip legs, meal deductions, and part-day calculations — all built into the expense workflow. The depth of Mynt's Finnish-specific per diem features is not detailed on their site.
What is Mynt's Nordea partnership?
Mynt has partnered with Nordea to offer co-branded corporate cards across all Nordic countries starting in 2026. This expands Mynt's distribution through Nordea's customer base but does not change Mynt's underlying product features or accounting integration coverage.
What is Accountor Group's "Kortti a+" in Finland?
"Kortti a+" is a Mynt corporate card rebranded through Accountor Group, Finland's largest accounting firm. It gives Mynt distribution through Accountor's client base. The underlying product is Mynt's standard offering.
Is Zevoy's pricing different from Mynt's?
Zevoy uses fixed monthly pricing — you pay the same regardless of how many users or cards you have. Mynt's pricing model is not publicly disclosed in detail. Fixed pricing means your costs stay predictable as your team grows.
Both Zevoy and Mynt offer corporate Visa cards and expense management for Nordic companies. But when it comes to accounting integration depth, Finnish compliance features, and pricing transparency, the differences are significant. Here's how they compare.
Zevoy Aktiebolag
Eteläesplanadi 24 A
00130 Helsinki
Finland
Business ID: 3147751-4
Zevoy is a fintech company founded in 2020. Zevoy Aktiebolag is a Finnish electronic money institution regulated and authorized by the Finnish Financial Supervisory Authority. The company cards are issued by Zevoy Aktiebolag under a license from Visa Europe Limited. Our HQ is in Helsinki, Finland and in addition to our home market we also serve Sweden, Norway, Denmark, Germany, France, Belgium, The Netherlands, Spain, Portugal, Estonia, Lithuania and Latvia.