Your company uses Finnish accounting systems (Netvisor, Procountor, Talenom, Fennoa, Heeros, Fivaldi, or others)
Your company uses Swedish accounting systems (Fortnox, Visma, Briox)
You need Finnish per diem (päivärahat) calculated automatically per tax authority rules
You need Swedish traktamente calculated automatically per Skatteverket rules
You need Swedish representation VAT (representationsmoms) handled correctly
You want ReceiptHero automatic digital receipts — no scanning needed
You want end-to-end automation from card tap to accounting voucher in a Nordic system
You need a platform purpose-built for Nordic expense workflows, not a global bank with bolt-on features
Feature | Zevoy | Revolut Business |
|---|---|---|
Corporate cards | ✅ Own Visa cards (physical + virtual) | ✅ Own cards (physical + virtual) |
Receipt scanning (OCR) | ✅ OCR with accounting-ready data | ✅ OCR with 98% accuracy, AI categorization |
Auto-matching receipts | ✅ Receipt-to-transaction matching | ✅ Auto-matching receipts to transactions |
ReceiptHero auto-receipts | ✅ Automatic digital receipts at merchants | ❌ |
Virtual cards for subscriptions | ✅ Dedicated card per service | ✅ Up to 200 virtual cards per team member |
Expense claims (out-of-pocket) | ✅ With reimbursement workflows | ✅ With reimbursement workflows |
Approval workflows | ✅ Multi-tier approvals | ✅ Approvals (Grow/Scale/Enterprise plans) |
Mileage claims | ✅ Auto-calculated | ✅ Per-country configurable rates |
Per diem (Finland) | ✅ Automatic päivärahat calculation | ❌ |
Per diem (Sweden) | ✅ Automatic traktamente (Skatteverket) | ❌ |
Swedish representation VAT | ✅ Built-in representationsmoms | ❌ |
Netvisor integration | ✅ Direct API | ❌ |
Procountor integration | ✅ Direct API | ❌ |
Fortnox integration | ✅ Direct API | ❌ |
Talenom support | ✅ Dedicated template | ❌ |
Fennoa, Heeros, Fivaldi, Lemonsoft | ✅ Templates/exports | ❌ |
Xero integration | ✅ | ✅ |
QuickBooks integration | ✅ | ✅ |
Business Central integration | ✅ | ✅ |
Total accounting systems | 27 (incl. all major Nordic systems) | 10+ (Xero, QBO, FreeAgent, FreshBooks, AccountsIQ, Clear Books, Crunch, Dext, Kashflow, Business Central, Ember — zero Nordic) |
Multi-currency accounts | ❌ | ✅ Strong FX rates |
Pricing | Fixed monthly | Per-user tiers (Basic free, Grow, Scale, Enterprise) |
Revolut Business has 10+ accounting integrations — but not a single one is Finnish or Swedish. No Netvisor. No Procountor. No Fortnox. No Talenom, Fennoa, Heeros, Fivaldi, or Lemonsoft. Zevoy connects to 27 systems including all the major Nordic platforms via direct API or dedicated export templates. If your accounting runs on a Nordic system, Revolut simply has no path to get expense data there automatically.
Revolut offers mileage claims with per-country rates, but it does not calculate Finnish päivärahat or Swedish traktamente. These are tax-compliant daily allowances with specific rules — partial days, meal deductions, multi-leg trips. Zevoy calculates them automatically according to Finnish tax authority and Skatteverket rules, generating accounting-ready data.
Zevoy integrates with ReceiptHero, meaning employees at participating merchants get a digital receipt automatically — no scanning, no photos, no lost paper. Revolut has strong OCR (98% accuracy), but it still requires someone to scan or photograph the receipt. ReceiptHero eliminates that step entirely.
Does Revolut Business have expense management features?
Yes. Revolut Business offers OCR receipt scanning (98% accuracy), auto-matching, expense claims with reimbursement, mileage claims, approval workflows, and virtual cards for subscriptions. It is a capable expense tool. The limitation for Nordic companies is that none of its 10+ accounting integrations cover Finnish or Swedish systems.
Does Revolut Business integrate with Netvisor, Procountor, or Fortnox?
No. Revolut Business integrates with Xero, QuickBooks, Business Central, FreeAgent, FreshBooks, and several other systems — but none of them are Finnish or Swedish accounting platforms. There is no integration with Netvisor, Procountor, Fortnox, Talenom, or any other Nordic system.
Does Revolut Business handle Finnish per diem or Swedish traktamente?
No. Revolut offers mileage claims with configurable per-country rates, but it does not calculate Finnish päivärahat or Swedish traktamente. These are specific tax-compliant daily allowances that require dedicated calculation logic.
Can I use Revolut Business as my bank and Zevoy for expense management?
Yes. Many companies keep Revolut as their business bank account and add Zevoy for expense management. Zevoy issues its own Visa cards, so the expense data flows through a closed loop: Zevoy card → receipt → approval → accounting export.
Is Revolut Business active in Finland and Sweden?
Yes. Revolut Business operates in both Finland and Sweden. The limitation is not availability — it is the lack of local accounting integrations and Nordic-specific features like per diem and representation VAT.
Revolut Business has grown into a capable expense management tool with OCR receipt scanning, approval workflows, and 10+ accounting integrations. But none of those integrations are Finnish or Swedish. If your accounting runs on Netvisor, Procountor, Fortnox, or Talenom, that gap changes everything.
Zevoy Aktiebolag
Eteläesplanadi 24 A
00130 Helsinki
Finland
Business ID: 3147751-4
Zevoy is a fintech company founded in 2020. Zevoy Aktiebolag is a Finnish electronic money institution regulated and authorized by the Finnish Financial Supervisory Authority. The company cards are issued by Zevoy Aktiebolag under a license from Visa Europe Limited. Our HQ is in Helsinki, Finland and in addition to our home market we also serve Sweden, Norway, Denmark, Germany, France, Belgium, The Netherlands, Spain, Portugal, Estonia, Lithuania and Latvia.