1. Connect
Generate your API ID and API key in Merit Aktiva under Program Settings → API Settings (requires Pro or Premium license). Enter the credentials in Zevoy Hub. API requests are signed with HMAC-SHA256 — no plaintext credentials over the wire.
2. Configure
Set up your accounts in Zevoy to match Merit Aktiva. The Estonian default ingoing VAT account is 1230; confirm with your accountant which account your company actually uses. Create categories linking the right accounts to the right VAT codes. If you use the "Kulukoht" field in Merit Aktiva, Zevoy recognises it as a cost centre tag.
3. Export
Approve expenses in Zevoy and export. Transactions push to Merit Aktiva as general ledger batch entries (pearaamatukanded) with receipt PDFs attached.
Feature | Status |
|---|---|
Expense transactions | ✅ Direct API push as general ledger batch entries (pearaamatukanded) |
Receipt PDFs | ✅ Sent with expenses |
VAT codes (Estonian) | ✅ 22%, 9%, 0% + reverse charge |
Default ingoing VAT account | ✅ 1230 (Estonian standard) |
Cost centre tag | ✅ "Kulukoht" recognised |
API security | ✅ HMAC-SHA256 signed requests |
Chart of accounts | Manual setup or CSV import |
Zevoy pushes expenses directly to Merit Aktiva as general ledger batch entries (pearaamatukanded) — no file downloads, no manual imports. Approve expenses, export, and the data appears in your bookkeeping with receipts attached. API requests are signed with HMAC-SHA256, so no plaintext credentials cross the wire.
Standard rate (22%), reduced rate (9%), zero rate, and reverse charge for EU transactions — Zevoy maps each expense to the correct VAT code. The Estonian default ingoing VAT account is 1230, and "Kulukoht" is recognised as a cost centre tag so your dimensional reporting carries through to Merit Aktiva.
Get your team Visa corporate cards with real-time expense tracking, receipt OCR, and a complete approval workflow. Everything feeds into one Merit Aktiva export — replacing manual expense reports and scattered receipts.
How do I set up the Merit Aktiva integration?
Generate API credentials in Merit Aktiva (Program Settings → API Settings) and enter them in Zevoy Hub. You need a Pro or Premium license for API access. Setup takes about 30 minutes.
What happens if the API connection drops?
You'll need to re-enter your API credentials in Zevoy Hub before exporting again. The connection can occasionally disconnect — re-authenticating restores it.
Which VAT accounts does the integration use?
The Estonian default ingoing VAT account is 1230. The exact accounts vary per company — confirm with your accountant which accounts your Merit Aktiva chart of accounts uses.
Does Zevoy support cost centres in Merit Aktiva?
Yes. The "Kulukoht" field in Merit Aktiva is recognised as a cost centre tag, so dimensional reporting carries through from Zevoy to your bookkeeping.
Do I need a Merit Aktiva Pro or Premium license for the integration?
Yes. API access requires a Pro or Premium license in Merit Aktiva. The Standard license does not include API functionality.
Zevoy Aktiebolag
Eteläesplanadi 24 A
00130 Helsinki
Finland
Business ID: 3147751-4
Zevoy is a fintech company founded in 2020. Zevoy Aktiebolag is a Finnish electronic money institution regulated and authorized by the Finnish Financial Supervisory Authority. The company cards are issued by Zevoy Aktiebolag under a license from Visa Europe Limited. Our HQ is in Helsinki, Finland and in addition to our home market we also serve Sweden, Norway, Denmark, Germany, France, Belgium, The Netherlands, Spain, Portugal, Estonia, Lithuania and Latvia.