You want a standalone expense platform you sign up for directly — not something embedded inside another product
You need own corporate Visa cards alongside expense management
Your company uses Finnish accounting systems like Netvisor, Procountor, or Talenom
You operate in both Finland and Sweden and need one platform for both
You want one vendor for cards, expenses, travel claims, and accounting — not multiple
You need Finnish per diem (päivärahat) with automatic rate calculation
You want ReceiptHero automatic digital receipts
You prefer dedicated subscription cards per SaaS service for full cost visibility
Feature | Zevoy | Findity |
|---|---|---|
Own corporate cards | ✅ Own Visa cards (physical + virtual) | ❌ Card-agnostic — no own cards |
Standalone platform | ✅ Sign up directly | ❌ White-label / embedded — accessed through partner products |
Receipt scanning (OCR) | ✅ | ✅ Via partner products |
Subscription management | ✅ Dedicated card per service | ❌ No cards = no subscription management |
Expense claims (out-of-pocket) | ✅ | ✅ Via partner products |
Per diem (Finland) | ✅ Automatic rate calculation | ❌ Not mentioned |
Per diem (Sweden) | ✅ Automatic Skatteverket rates | ⚠️ Via partner products |
Mileage claims | ✅ Finland + Sweden | ✅ Via partner products |
Total accounting integrations | 27 | 30+ (Fortnox, Visma, Xero, QuickBooks, Sage, Dynamics 365, Oracle, NetSuite, and more) |
Finnish accounting systems | ✅ Netvisor, Procountor, Talenom, Fennoa, Heeros, Fivaldi, Lemonsoft + more | ❌ None |
Fortnox integration | ✅ Direct API | ✅ Deep integration |
ReceiptHero auto-receipts | ✅ | ❌ |
Swedish representation VAT | ✅ Built-in | Unknown |
Single vendor contract | ✅ One vendor for cards + expenses + accounting | ❌ Multiple vendors (partner + bank + Findity) |
Pricing | Fixed monthly | Varies by partner product |
Zevoy is a product you evaluate, choose, and contract directly. Findity is invisible infrastructure — an embedded expense engine inside products from partners like Sage, Visma/Spiris, Azets, SD Worx, Monitor ERP, Hogia, and others. You don't choose Findity; you end up with it. With Zevoy, you get a direct relationship: direct support, direct onboarding, direct feature requests.
Zevoy issues its own Visa cards — physical cards for employees, virtual cards for online purchases, and dedicated subscription cards for SaaS services. Findity is card-agnostic and doesn't issue cards. If you need corporate cards alongside a Findity-powered expense solution, the card comes from a separate provider (like First Card), which means a separate contract, separate billing, and a separate support channel.
Findity has 30+ integrations including Fortnox, Visma, Xero, QuickBooks, Sage, Dynamics 365, Oracle, and NetSuite. That's a strong international list. But not a single Finnish-specific accounting system is included — no Netvisor, no Procountor, no Talenom, no Fennoa, no Heeros, no Fivaldi, no Lemonsoft. Zevoy has direct API integrations or dedicated templates for all of them. If your company operates in Finland, this is the decisive difference.
What is Findity?
Findity is a Swedish white-label expense management platform with 35,000 customers. It provides the expense engine inside products from partners like Sage, Visma/Spiris, Azets, SD Worx, Hogia, and others. Findity also offers an Expense API for headless/white-label integrations. Most end users never interact with the Findity brand directly.
Does Findity issue corporate cards?
No. Findity is card-agnostic and doesn't issue its own cards. First Card is listed as a card integration partner. If you need corporate cards through a Findity-powered solution, the card comes from a separate provider, which means a separate contract and support channel.
Can Findity connect to Finnish accounting systems?
No. Findity has 30+ integrations covering international systems like Xero, QuickBooks, Sage, Dynamics 365, Oracle, and NetSuite, plus Nordic systems like Fortnox, Visma, and Hogia. However, no Finnish-specific accounting systems are included — no Netvisor, Procountor, Talenom, Fennoa, or Heeros.
How many integrations does Findity have?
Findity has 30+ ready integrations including Xero, QuickBooks, Sage, Visma, Fortnox, Hogia, Xledger, Rillion, Dynamics 365, Oracle, and NetSuite. Zevoy has 27 integrations with a different focus: deep API connections to all major Finnish and Nordic accounting systems, which Findity lacks.
Can I switch from a Findity-powered product to Zevoy?
Yes. Zevoy's onboarding team helps you set up your accounting integration, card programme, and approval workflows — typically in a 30-minute session. You'll go from a fragmented multi-vendor setup to one platform.
Findity is an embedded expense management engine with 35,000 customers and 30+ integrations — but most users never see the brand. Zevoy is a standalone platform with its own corporate cards, Finnish accounting depth, and direct customer support. Here's how they compare.
Zevoy Aktiebolag
Södra Esplanaden 24 A
00130 Helsingfors
Finland
FO-nummer: 3147751-4
Zevoy är ett fintech-företag grundat 2020. Zevoy Aktiebolag är ett finskt e-pengainstitut reglerad och auktoriserad av Finlands Finansinspektion. Företagskorten utfärdas av Zevoy Aktiebolag under en Visa Europe Limited-licens. Vårt huvudkontor ligger i Helsingfors, Finland, och utöver vår hemmamarknad betjänar vi även Sverige, Norge, Danmark, Tyskland, Frankrike, Belgien, Nederländerna, Spanien, Portugal, Estland, Litauen och Lettland.