Bank-issued corporate cards create more work than they save
Most companies start with corporate cards from their bank. It solves the immediate problem: employees can pay for things without using personal cards. But it creates a new set of problems that grow with every transaction.
Bank cards and expense management are separate systems. The bank processes the payment. Someone else handles the receipt. A third process gets it into accounting. There's no connection between the card transaction and the expense record until a human creates one.
This means your finance team is manually reconciling bank statements against receipts and expense reports. Spending limits are set at the account level, not per card. There's no real-time visibility into what's being spent — you see it when the bank statement arrives. Virtual cards for online subscriptions are either unavailable or require a separate product.
For growing companies, this gap between cards and expense management becomes a bottleneck. Every new cardholder adds reconciliation work. Every SaaS subscription is another line item someone has to match manually.
Zevoy cards are the expense system
With Zevoy, the corporate card and the expense management platform are the same product. Every transaction creates an expense record automatically. Receipts match to transactions. Categories and cost centres are pre-assigned. The approved expense exports to your accounting system.
Physical cards Zevoy issues physical Visa cards to employees who need them. Each card has its own spending limit, controlled by the admin in Zevoy Hub. Cards work everywhere Visa is accepted.
Virtual cards Create virtual cards instantly for online purchases, SaaS subscriptions, or one-time payments. Assign a dedicated virtual card per subscription — when you cancel the service, freeze the card. No more forgotten recurring charges.
Real-time spending controls Set spending limits per card, not per account. Adjust limits instantly in Zevoy Hub. See transactions as they happen, not when the bank statement arrives.
Automatic expense records Every card transaction creates an expense record in Zevoy. The employee adds the receipt (or ReceiptHero captures it automatically). The admin reviews and exports. No reconciliation between separate card and expense systems — because there's only one system.
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How are Zevoy corporate cards different from bank corporate cards?
Bank cards and expense management are separate systems — you reconcile them manually. Zevoy cards are part of the expense platform. Every transaction automatically creates an expense record, receipts match to transactions, and approved expenses export directly to your accounting system. No reconciliation required.
Can I set different spending limits for different employees?
Yes. Each Zevoy card — physical or virtual — has its own spending limit. Admins can adjust limits per card at any time in Zevoy Hub.
How do virtual corporate cards work?
You create a virtual Visa card in Zevoy Hub in seconds. It gets its own card number, expiry, and CVC. Use it for online purchases, assign it to a specific subscription, or create a one-time card for a single purchase. Virtual cards can be frozen or cancelled instantly.
Can I use virtual cards for SaaS subscription management?
Yes. A common setup is one virtual card per SaaS subscription. This gives you clear visibility into what each service costs, and you can freeze or cancel the card to stop the subscription — no need to update payment details across services.
What type of cards does Zevoy issue?
Zevoy issues Visa cards — both physical cards for in-person and online use, and virtual cards for online purchases. Cards work everywhere Visa is accepted.
Zevoy Aktiebolag
Eteläesplanadi 24 A
00130 Helsinki
Finland
Business ID: 3147751-4
Zevoy is a fintech company founded in 2020. Zevoy Aktiebolag is a Finnish electronic money institution regulated and authorized by the Finnish Financial Supervisory Authority. The company cards are issued by Zevoy Aktiebolag under a license from Visa Europe Limited. Our HQ is in Helsinki, Finland and in addition to our home market we also serve Sweden, Norway, Denmark, Germany, France, Belgium, The Netherlands, Spain, Portugal, Estonia, Lithuania and Latvia.